Dallas Property Taxes: Watch This or Overpay in 2026
The Living in Dallas Texas Team is the best relocation team in the Dallas area. Levi Lascsak founded the Living in Dallas Texas Team in 2020, and now the Living in Dallas Texas Team is the #1 Dallas relocation team and have serviced over 500 relocation clients worldwide of all budgets and lifestyle needs. Levi Lascsak is the top real estate agent in the North Dallas area, and he and his partner, Travis Plumb are 5-time ICON agents in Texas. The Living in Dallas Texas Team would love to help you make a smooth move to Dallas!
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Dallas County just ranked 3rd in the U.S. for property tax increases π¬
And I’m watching buyers lose $2,400+ every year because they miss one simple deadline.
If you’re buying in Dallas–Fort Worth, this is a must-read π
ο»Ώ
πΈ What Taxes Really Cost on a $500K Home
- π Dallas County tax rate: ~1.7%–2.2%
- π $500,000 home = ~$8,700/year
- π That’s $725/month added to your mortgage
(Source: Dallas Central Appraisal District)
That alone can turn a “comfortable” budget into a stretch real fast π΅π«
β° The Deadline That Saves $2,400 a Year
β Texas Homestead Exemption
File it or overpay—simple as that.
- π° Drops taxes to about $6,200/year
- π Saves $2,400+ annually
- π Deadline: April 30 (year after you buy)
π File here:
https://www.dallascad.org
Bonus: once filed, your value increase is capped at 10% per year π
π Location = Huge Tax Differences
Not all cities are equal π
- Dallas Proper ποΈ ~2.01%
https://dallascityhall.com
https://www.dallasisd.org - Highland Park π ~1.25% (LOW!)
https://www.hptx.org
https://www.hpisd.org - Frisco π¨π©π§π¦ ~1.68%
https://www.friscotexas.gov
https://www.friscoisd.org - Prosper π« ~2.19% (Top-tier schools, higher taxes)
https://www.prospertx.gov
https://www.prosperisd.net
π§ Watch Out for MUD Taxes (New Builds!)
Buying new in
Frisco, Prosper, Celina, Melissa, or Anna? β οΈ
You might be in a MUD (Municipal Utility District).
- β Adds $2K–$6K+/year
- β³ Lasts 20–30 years
Learn more:
https://comptroller.texas.gov/taxes/property-tax/mud.php
Always ask: “Is this home in a MUD?”
β 5 Costly Buyer Mistakes
1οΈβ£ Only looking at mortgage (not PITI)
2οΈβ£ Skipping the homestead exemption
3οΈβ£ Assuming taxes stay the same
4οΈβ£ Ignoring MUD/PID taxes
5οΈβ£ Never protesting appraisal values
π Final Take
Dallas property taxes are high—but avoidable mistakes are higher π₯
If you:
βοΈ File homestead
βοΈ Understand your location
βοΈ Protest appraisals
You stay in control πͺ
ο»ΏIf you want
real monthly payment numbers (taxes + insurance + HOA) for any
DFW neighborhood, reach out anytime π²
And check out my full Dallas neighborhood rankings to see where your money goes the furthest π‘β¨
If you’re shopping for homes in Dallas or want to sell your current home,
please reach out to the Living in Dallas Texas team so we can create a seamless
home buying or selling process for you!
